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BEST ONLINE MORTGATE LOAN ORIGINATION  SCHOOLS

REALTY       STREET 

BEST NMLS LICENSING EDUCATION

List Updated Annually - 2023

Ameritrain

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Specialized Training

About: Ameritrain Mortgage Institute provides required mortgage education for Mortgage Loan Originators. They utilize our Training, Development, and Resource  methodology to assist Their students with national and state-specific exam preparation.  Students may choose to take our courses in the way which serves their needs best, whether via webinar, live classroom, self-guided online, or instructor-led online form. They are dedicated to giving students the best experience in order to receive new or continuing education and certification.

OnCourse Learning

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E-Learning Providers

About: For 40+ years, OnCourse Learning has delivered pre-licensing, continuing education, professional development and compliance training to financial institutions and 190,000+ mortgage professionals

The CE Shop

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E-Learning Providers

About: The CE Shop is the leading provider of online professional education with mortgage and real estate courses available throughout the United States. They are based out of Greenwood Village, Colorado, and consistently been named one of Colorado's fastest-growing private companies and a top place to work.

Website: theceshop.com

Affinity Real Estate & Mortgage Services

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Mortgage Education & Training

About: Affinity Real Estate & Mortgage Services is a reputable real estate and mortgage brokerage firm that offers a wide range of services to its clients.


The company is known for providing personalized and attentive customer service, as well as offering competitive rates and flexible payment options. 

Mortgage Educators

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Mortgage Education

About: Mortgage Educators and Compliance was founded in 1992 as a Mortgage continuing education company.  Since that time, they have expanded to offer pre-license education, test preparation, state specific education as well as all federal education requirements.  They have also recently added multiple attorneys to the staff to create a full suite of products to fulfill small and large compliance needs.

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Ameritrain
OnCourse Learning
The CE Shop
Affinity 
Mortgage Educators

GETTING A REAL ESTATE LICENSE

If you're in the mortgage industry, you may have heard of an MLO license. An MLO license is a license that allows someone to work as a mortgage loan originator. It's an important credential to have in the mortgage industry, and it's required by both state and federal law. This page will provide information on what an MLO license is, how to obtain one, how to renew it, and answer some common questions.

What is an MLO License?

An MLO license is a credential that allows someone to work as a mortgage loan originator. Mortgage loan originators are responsible for assisting borrowers in securing a mortgage loan. This includes helping borrowers complete their loan application, providing information on loan options, and working with lenders to secure financing.

MLO licenses can be issued at both the state and federal level. The requirements for obtaining an MLO license vary depending on the state or federal agency issuing the license. However, all MLO licenses require education, testing, and a background check.

How to Get an MLO License

To get an MLO license, you'll need to complete a pre-licensing education course, pass a licensing exam, and undergo a background check. The pre-licensing education course is designed to provide you with the knowledge and skills necessary to work as a mortgage loan originator. The licensing exam is designed to test your understanding of the mortgage industry and your ability to perform the duties of a mortgage loan originator.

To be eligible for an MLO license, you must be at least 18 years old, have a high school diploma or equivalent, and have no felony convictions or other financial crimes. Additionally, some states may have additional requirements, such as experience in the mortgage industry or completion of additional education courses.

MLO License Renewal

Once you have an MLO license, you'll need to renew it periodically. The renewal process typically involves completing continuing education courses and submitting a renewal application. The requirements for renewal vary depending on the state or federal agency issuing the license. However, all MLO licenses require continuing education to ensure that license holders are up-to-date on industry standards and regulations.

  • My home is in need of only light repairs. Would RS Home Buyers still be interested?
    Yes, RS Home Buyers would still be interested in purchasing your home even if it only requires light repairs. While we do take the condition of a home into consideration when making an offer, we are willing to make offers on homes that may require minor repairs or updates. However, the offer price may be adjusted based on the estimated cost of the repairs. Please feel free to contact us to discuss the specifics of your home and the potential for an offer.
  • What if my home is in bad condition?
    If your home is in bad condition, RS Home Buyers may still be interested in making an offer. However, the offer price will likely be adjusted based on the extent of the damages and the estimated cost of repairs. We understand that sometimes homes may fall into disrepair due to unforeseen circumstances and we are willing to work with homeowners to find a solution. If you are interested in selling your home and it is in bad condition, please contact us to discuss your options. We will do our best to find a solution that works for you.
  • What will happen with my belongings that I cannot move?
    If you are unable to move all of your belongings when selling your home to RS Home Buyers, we can discuss options for what to do with those items. Some possible options could include: Donating the items to a charitable organization or thrift store (most often the solution) Storing the items in a self-storage unit Selling the items at a garage sale or through online platforms such as eBay or Craigslist Asking friends or family members if they are interested in taking any of the items Ultimately, it will be up to you to decide what to do with your belongings that you cannot move. We will work with you to find a solution that works best for your situation.
  • I am in financial difficulty. RS Home Buyers help?
    Yes, RS Home Buyers may be able to help if you are in financial difficulty. We understand that sometimes unforeseen circumstances can lead to financial struggles and we are willing to work with homeowners to find a solution. If you are interested in selling your home but are struggling financially, please contact us to discuss your situation. We will do our best to find a solution that works for you, whether that be through a traditional sale or a more customized approach such as a short sale or lease option. Please don't hesitate to reach out to us for assistance.
  • What if I live out of state?
    If you live out of state and are interested in selling your home to RS Home Buyers, we are still able to work with you. We have experience working with out-of-state sellers and have developed processes to ensure a smooth transaction. We can handle all necessary paperwork and communication remotely, and we will work with you to coordinate any necessary inspections or repairs. If you are unable to travel to the property, we can provide you with updates and photos to keep you informed of the process. If you are an out-of-state seller and interested in working with us, please don't hesitate to contact us for more information.
  • I have a sensitive family situation. How will this be handled?
    If you have a sensitive family situation, such as a divorce or the loss of a loved one, we understand that the process of selling your home may be especially difficult. At RS Home Buyers, we are committed to treating all of our clients with respect and compassion. If you have a sensitive family situation, please let us know and we will do our best to handle the process with sensitivity and discretion. We will work with you to find a solution that meets your needs and addresses any unique challenges you may be facing. Please don't hesitate to contact us to discuss your situation and how we can help.
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