Finding a Mortgage Lender

Updated: Oct 14



Mortgage rates have hit their historic lows since last year. And while this lasts, many have taken advantage of this opportunity to buy their first home or additional properties. If you’re planning to start this process make sure to sit down and draft what home you would want.


Is it a single home, apartment or a condo? How much space do you need? Are you still working from home and need an extra room/office? These questions are essential so you know how much house you need.


But aside from the ‘how much home do I need?’ questions, make sure to have a look at your finances. List your debts, current expenses, savings and how much deposit you have available. The debt-to-income ratio can give you a clear picture of the percentage of your income that you use to pay your debts.


Now that you have those steps clear, you will need a mortgage lender. Before committing, review several mortgage lenders to see their reputation and customer experience. This is really important because they will have the knowledge and provide the support you need in this process.


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